Homes: Homebuyer U

"One Stop" homebuyer workshop is presented by Clearwater Neighborhood Housing Services Inc. 8:30 a.m.-4:30 p.m. today at St. John Missionary Baptist Church, 1500 N Pennsylvania Ave., Clearwater. Topics include advantages of home ownership, home inspections, credit reports, appraisals and the closing process. Those who complete the seminar will receive certificates that could provide access to special mortgage loan products and subsidies. $25 materials fee; lunch provided. Call (727) 442-4155 to register or for more information.

The Community Service Foundation offers "Family Budgeting," free three-part money management classes for people who want to buy a house but are having trouble coming up with a down payment. Classes show how to develop a budget and how to save and provide a basic understanding of credit reports. Sequential classes held 7-9 p.m. beginning Wed., continuing March 6, 20 at Foundation Village Neighborhood Family Center, 918 Woodlawn St., Clearwater; also 7-9 p.m. March 5, 26 and April 2 at the Sunshine Center, 330 Fifth St. N, St. Petersburg. Participants must attend and complete three-part class series to receive certificate. Call (727) 461-0618 for reservations.

"Community Homebuyers and Credit Rebuilding Workshop," 6-9:30 p.m. Wed.-Thur. at Lorenzo Hamilton Community Center at Kennedy Park, 895 Kennedy Blvd., Brooksville, provides information on down payment and closing cost assistance programs for those with low to moderate income entering the homebuying market for the first time. Two-day seminar is presented by Consumer Credit Counseling Service, a nonprofit service agency that provides financial and home counseling to the community. Attendance at both days of seminar required for certificate. Call (352) 754-9675, ext. 127 to register.

The Consumer Credit Counseling Service of the Florida Suncoast Inc. sponsors "New Homebuyers" free two-part educational seminars 6:30-9:30 p.m. Thur. and Feb. 28 at Largo Library, 351 East Bay Drive, Largo. Topics include the advantages of home ownership, budgeting for a home, credit reports, home inspections, the closing process, home ownership responsibilities and affordable housing options available. Attendance at both class sessions required for certificate. Call (727) 587-6715, ext. 2507 to register.

Free "New Homebuyers" two-part educational seminars sponsored by the Consumer Credit Counseling Service of Central Florida and the Florida Suncoast Inc. offered 6-9 p.m. March 5 and 12 at American Legion Hall, 37745 Church Ave., Dade City. Topics include the advantages of home ownership, budgeting, whether to buy or build a home, credit reports, home inspections, the Pasco County Affordable programs and the closing process. Attendance at both class sessions required for certificate. Call (727) 845-5654 or 1-800-720-9537 to register.

"Dream of Home Ownership," a free homebuying seminar, is offered by the Tampa Bay Community Development Corp. 9 a.m.-4 p.m. March 16, April 13 at Ross Norton Community Center, 1426 S Greenwood Ave., Clearwater. The free daylong seminar covers topics like how to choose a Realtor, home inspections and appraisals, loan applications, contracts and other documents and filing for homestead exemption. Participants receive box lunch and Homebuyer workbook. Call (727) 442-7075 to register, or for more information, visit www.tampabaycdc.org. The Tampa Bay Community Development Corp. is approved by the Department of Housing and Urban Development and is a Fannie Mae approved Homebuyer Education Provider.

- Send items to Homes, Peggy Anders, St. Petersburg Times, P.O. Box 1121, St. Petersburg, FL 33731. The deadline is two weeks before publication.

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