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Today’s headlines

Across Florida, state and local employees face a decision about their retirement funds: stay in a pension plan or tend their own investments? Most are playing it safe. Story

Helen Huntley
On money
Thoughtful plan will help stretch settlement

Bond funds remain a haven for another quarter
Betting on bond funds paid off big again last quarter as investors sought shelter from the stock market's storms.

Ten tips
Freshen up your approach to finding cheap airline tickets

Loose change
BLAME IT ON THE BOSS: Most Americans applaud it, but few do it. In a United Way survey of 2,000 people, 97 percent of respondents say they consider volunteering important, but only about a third participated in the past year. Why? The most cited reason, by 37 percent, is that a demanding work schedule eats up their time.