By Times staff writer
Q. How did you get started in investing?
With a 401(k) in the last three to four years. Before that I was a single mother hoping to put food on the table without a dime to invest.
Q. What is your best investment so far?
My education. Right now, I'm in a wonderful situation with a new 401(k); they put in 7 percent whether you invest or not.
Q. What is your worst investment so far?
A savings account.
Q. How would you describe your approach to investing?
Right now, cautious because of the overall economy. In general, I try really hard to make it monthly, paying myself first -- a monthly deposit for my future. I have an automatic deposit into my IRA every month.
Q. How are you invested now?
I also have some stocks that I purchased at my last employment. My largest investment is in the stocks, probably 50 percent; 30 percent in the 401(k); and 20 percent in the IRA.
Q. What is your goal for investing?
I am a lifelong student so part of my investment goal is to have enough of a nest egg and not work full time and do consulting. If I keep at it, one day I will know when I am there.
Q. What is your biggest money concern?
I took a rather large cut in pay earlier this year, so maintaining my lifestyle is my greatest concern.
Q. Where do you get your investment tips?
I am an avid Internet user. I love the Motley Fool (www.fool.com). It makes sense to me.
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