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Money panel

ALYSE STONE: Program manager for a nonprofit, 49, Clearwater

By Times staff writer
© St. Petersburg Times
published February 16, 2003

Q. How did you get started in investing?

With a 401(k) in the last three to four years. Before that I was a single mother hoping to put food on the table without a dime to invest.

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Q. What is your best investment so far?

My education. Right now, I'm in a wonderful situation with a new 401(k); they put in 7 percent whether you invest or not.

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Q. What is your worst investment so far?

A savings account.

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Q. How would you describe your approach to investing?

Right now, cautious because of the overall economy. In general, I try really hard to make it monthly, paying myself first -- a monthly deposit for my future. I have an automatic deposit into my IRA every month.

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Q. How are you invested now?

I also have some stocks that I purchased at my last employment. My largest investment is in the stocks, probably 50 percent; 30 percent in the 401(k); and 20 percent in the IRA.

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Q. What is your goal for investing?

I am a lifelong student so part of my investment goal is to have enough of a nest egg and not work full time and do consulting. If I keep at it, one day I will know when I am there.

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Q. What is your biggest money concern?

I took a rather large cut in pay earlier this year, so maintaining my lifestyle is my greatest concern.

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Q. Where do you get your investment tips?

I am an avid Internet user. I love the Motley Fool ( It makes sense to me.

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