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Topic: "Dream of Home Ownership," daylong seminar on all aspects of home buying; participants receive box lunch and workbook. Sponsor: Tampa Bay Community Development Corp. Where: Ross Norton Community Center, 1426 S Greenwood Ave., Clearwater. When: 9 a.m.-4 p.m. Nov. 15. Cost: Free. Call: (727) 442-7075.
Topic: "First Time Home Buyers" in Spanish. Sponsor: UNO Federation Community Services, Inc. Where: Clearwater East Branch Library, 2251 Drew St., Clearwater. When: 9 a.m.-4 p.m. Nov. 1. Cost: Free. Call: (727) 466-0784.
Topic: "Family Budgeting" money management classes for home Buyers. Sponsor: Community Service Foundation. Where: Largo Community Center, 65 Fourth St. NW, Largo. When: 7-9 p.m. Thursday and Nov. 6, 13 and 20. Cost: Free. Call: (727) 461-0618.
Topic: "Home Financing" workshop discussing mortgage options and refinancing. Sponsor: Wells Fargo. Where: 5959 Central Ave., Suite 105, St. Petersburg. When: 6:30-8 p.m. Nov. 4. Cost: Free. Call: (727) 343-8687.
Topic: Home Ownership, Down Payments, Loans. Sponsor: The Clearwater Neighborhood Housing Services, Inc. Where: 608 N Garden Ave., Clearwater. When: 8:30 a.m.-4:30 p.m. Nov. 15. Cost: Free. Call: (727) 442-4155.
Topic: "Getting a Mortgage" classes are designed to help first-time home buyers go through the process and qualify for down payment and closing costs assistance. Sponsor: Community Service Foundation. Where: Sunshine Center, 330 Fifth St. N, St. Petersburg. When: 6-9 p.m. Nov. 4 and 18. Cost: Free. Call: (727) 461-0618
Topic: "Getting a Mortgage" classes are designed to help first-time home buyers go through the process and qualify for down payment and closing costs assistance. Sponsor: Community Service Foundation. Where: Palm Harbor Library, 2330 Nebraska Ave., Palm Harbor. When: 9 a.m.-3 p.m. Nov. 8. Cost: Free. Call: (727) 461-0618.
- Send items to Homes, Kelly A. Stefani, St. Petersburg Times, P.O. Box 1121, St. Petersburg, FL 33731. The deadline is two weeks before publication.