I started 15 years ago. The company where I worked held meetings for employees about our 401(k). I put my money into mutual funds and index funds.
Q. What is your best investment so far?
My best investment over the years was a mutual fund similar to the Russell 2000 index called Fidelity Low-Priced Stock Fund, which has had a five-star Morningstar rating for the past 10 years.
Q. What have you learned about investing that you think others should know?
Read the newspaper about investments and the Internet. See where money is being made. Go through everything and look to see who's doing good.
Q. How would you describe your approach to investing?
A little aggressive. That's just the way it is. I've got 95 percent in the stock market and 5 percent in cash.
Q. What do you find the most difficult about investing?
In order to make changes, you've got to update yourself constantly. If not, you could drown.
Q. What changes, if any, have you made in your investments in the past year?
In April, everything went to stock - all bonds, everything went to stocks and index funds. Before that, I stayed with an insurance company.
Q. Do you think now is a good time to invest?
Yes, I definitely do from what I read and watch in the news and see on the Internet, and seeing what I'm making on my money right now.
Q. Do you have a goal for your investing?
My goal is to put one-third of my monthly income into the market from here on out.
Q. What is your biggest money concern right now?
If we could just pay our house off and be where we don't have a mortgage bill or a long-term debt.
