Topic: "Dream of Home Ownership," daylong seminar on all aspects of home buying; participants receive box lunch and workbook. Sponsor: Tampa Bay Community Development Corp. Where: Ross Norton Community Center, 1426 S Greenwood Ave., Clearwater. When: 9 a.m.-4 p.m. Nov. 15. Cost: Free. Call: (727) 442-7075.
Topic: "Family Budgeting" money-management classes for home buyers. Sponsor: Community Service Foundation. Where: Largo Community Center, 65 Fourth St. NW. When: 7-9 p.m. Thursday and Nov. 20. Cost: Free. Call: (727) 461-0618.
Topic: Home Ownership, Down Payments, Loans. Sponsor: The Clearwater Neighborhood Housing Services Inc. Where: 608 N Garden Ave., Clearwater. When: 8:30 a.m.-4:30 p.m. Nov. 15. Cost: Free. Call: (727) 442-4155.
Topic: "Getting a Mortgage" classes are designed to help first-time home buyers go through the process and qualify for down payment and closing costs assistance. Sponsor: Community Service Foundation. Where: Sunshine Center, 330 Fifth St. N, St. Petersburg. When: 6-9 p.m. Nov. 18. Cost: Free. Call: (727) 461-0618.
Topic: "Getting a Mortgage" classes are designed to help first-time home buyers go through the process and qualify for down payment and closing costs assistance. Sponsor: Community Service Foundation. Where: Palm Harbor Library, 2330 Nebraska Ave. When: 9 a.m.-3 p.m. today. Cost: Free. Call: (727) 461-0618.
- Send items to Homes, Kelly A. Stefani, St. Petersburg Times, P.O. Box 1121, St. Petersburg, FL 33731. The deadline is two weeks before publication.
