Topic: "Dream of Home Ownership," daylong seminar on all aspects of home buying; participants receive box lunch and workbook. Sponsor: Tampa Bay Community Development Corp. Where: Ross Norton Community Center, 1426 S Greenwood Ave., Clearwater. When: 9 a.m.-4 p.m. today. Cost: Free. Call: (727) 442-7075.
Topic: Home Ownership, Down Payments, Loans. Sponsor: The Clearwater Neighborhood Housing Services, Inc. Where: 608 N Garden Ave., Clearwater. When: 8:30 a.m.-4:30 p.m. today. Cost: Free. Call: (727) 442-4155.
Topic: "Family Budgeting," money management classes for people who want to buy a house but are having trouble coming up with a down payment. Sponsor: The Community Service Foundation. Where: Sunshine Center, 330 Fifth St. N., St. Petersburg. When: 7-9 p.m. Tuesday. Cost: Free. Call: (727) 461-0618.
- Send items to Homes, Kelly A. Stefani, St. Petersburg Times, P.O. Box 1121, St. Petersburg, FL 33731. The deadline is two weeks before publication.
