TOPIC: "Family Budgeting," money management classes for people who want to buy a house but are having trouble coming up with a down payment. SPONSOR: The Community Service Foundation. WHERE: Sunshine Center, 330 Fifth St. N., St. Petersburg. WHEN: 7-9 p.m. Tuesday and Feb. 3 and 10. COST: Free. CALL: (727) 461-0618.
TOPIC: Credit Rebuilding Workshop. SPONSOR: Consumer Credit Counseling Service of the Florida Suncoast, Inc. and the Largo Library. WHERE: Largo Library, 351 E Bay Drive, Largo. WHEN: 6:30-9:30 p.m. Thursday. COST: Free. CALL: (800) 720-9537.
TOPIC: Home Ownership, Down Payments, Loans. SPONSOR: The Clearwater Neighborhood Housing Services, Inc. WHERE: 608 N Garden Ave., Clearwater. WHEN: 8:30 a.m.-4:30 p.m. today. COST: Free. CALL: (727) 442-4155.
TOPIC: Homebuyer and Credit Rebuilding for First Time Purchasers (conducted in Spanish). SPONSOR: Consumer Credit Counseling Service. WHERE: Mariners Square Bldg. 211, 200 S Hoover Blvd., Tampa. WHEN: 9 a.m.-4 p.m. today. COST: Free. CALL: (813) 371-1727.
TOPIC: First time Homebuyers Seminar (in English). SPONSOR: HomeBuyers Club. WHERE: Center for Affordable Homeownership, HomeBuyers Club, 1803 Howard Ave. N, Tampa. WHEN: 3-6 p.m. Jan. 31. COST: Free. CALL: (813) 849-1121.
- Send items to Homes, Kelly A. Stefani, St. Petersburg Times, P.O. Box 1121, St. Petersburg, FL 33731. The deadline is two weeks before publication.