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Seven Things Everyone Should Know About Planning a Funeral
By TIMES STAFF
Published September 27, 2005
1. Be informed about the choices available.
Arranging a funeral or cremation service can seem complicated, but there's always someone who can help you. Funeral directors are trained professionals who can be a vital and supportive resource for you. They can explain all the options available and help you make informed decisions and guide you though the process.
2. Plan ahead.
At a time of loss, there are many practical decisions that need to be made. Unfortunately, this is often the time when we're least able to approach the subject rationally. It makes sense to find a funeral director you can trust, before it becomes necessary.
3. Decide the final disposition
Selecting burial, mausoleum entombment or cremation is a very personal decision. Discussion of your choice with family and documentation is essential.
Whatever you choose, government forms, fees and the organization of a memorial service will fall to your loved ones without preplanning. For ease and peace of mind, choose a funeral home that will walk you through all the necessary arrangements.
4. Find out what government benefits are available
To find out your exact Social Security benefits, call 800 772-1213 or go to www.ssa.gov Veterans may be eligible for a burial allowance from the Department of Veterans Affairs. You can contact them at (800) 827-1000 or online at www.cem.va.gov/benvba.htm
5. Don't be afraid to ask about prices
The cost of arranging a funeral can vary greatly between companies. Be careful to choose a funeral home that presents its prices - the cost of the casket or urn, transportation fees, preparation charges, as well as other professional services - clearly and simply.
6. Funeral or cremation service arrangements need to be documented
Many people think everything is taken care of by having a will and a living trust, but those documents only cover medical treatment and financial affairs.
You should make sure that your wishes are shared in writing with several people you trust: family members, friends and your funeral director.
7. Consider prepaying.
If you decide to prepay for funeral or cremation service arrangements, be sure to let your family know. Also, keep your prearrangement documents in a safe place. Check with your bank before placing copies in a safe deposit box to ensure the box will not be sealed at the time of death.
[Last modified September 26, 2005, 20:31:06]
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