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Money Panel

Published September 17, 2006

SHERRY BILLHIMER 77, retired, Gulfport

How did you get started in investing?

I started with an IRA in the 1980s when they started; then with a company my son was working with in 1990.

What is your best investment?

Property, residential real estate.

What is your worst investment?


What have you learned about investing that you think all investors should know?

If you can find a good broker who has your best interests at heart, definitely. Keep an eye on your investments. I got hit with some capital gains last year that I wasn't expecting.

How would you describe your approach to investing?

Relatively conservative. But I'm not a scaredy-cat.

What do you find the most difficult about investing?

I can't say I have any difficulties.

How are you invested?

One-third in annuities, one-third in equities, bonds and mutual funds, and one-third in savings bonds and CDs.

What changes have you made in your investments in the past year?

I took some out of mutual funds and put it in CDs.

Do you think now is a good time to invest?

It's always a good time to invest - if the world doesn't come to an end. But never more than you can afford to lose.

What is your goal for investing?

To enjoy what I have and not outlive it.

What is your biggest money concern?

My worry is for a lot of other people who can't afford to live.

Where do you get investment tips?

I read the St. Petersburg Times. I have a couple of knowledgeable friends I can talk to. I occasionally go to the library and read the Wall Street Journal.


[Last modified September 16, 2006, 20:53:47]

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