CITIZENS INSURANCE
Crist nudges bill toward vote
By JENNIFER LIBERTO
A bill to strengthen Citizens Property Insurance Corp. passes in the state Senate. Now the House must consider it.
Go to article (4/10)
Crist pushes Citizens changes
By JENNIFER LIBERTO
He asks legislators to consider a bill expanding the insurer's presence.
Go to article (4/4)
Citizens has new mission: compete
By TOM ZUCCO
The insurer cuts rates and is allowed to fight private companies for more business.
Go to article (3/27)
New storm for Citizens
By TOM ZUCCO
It's not a new hurricane slamming the insurer. It's new law that may leave it less able to pay claims.
Go to article (3/1)
Citizens refund checks are coming
By the Associated Press
Policyholders can take heart - the refimd checks are coming.
Go to article (2/14)
Citizens a better neighbor?
By Tom Zucco
The state-run homeowners insurer prepares for a flood of new customers, many from State Farm, under new rules.
Go to article (1/26)
Citizens says it's ready for the task
By Tom Zucco
Its chairman says the insurer can cut rates and still expand its role in the market.
Go to article (1/23)
Rate freeze comes with risks
By Tom Zucco
It seems like a quick and easy way for Florida lawmakers to fulfill a promise and give immediate rate relief to 1.3-million of the state's policyholders.
Go to article (1/18)
Rate hikes won't stick
By Jennifer Liberto and Joni James
At least one thing seems likely to come out of next week's special legislative session on homeowner's insurance: Citizens Property Insurance policyholders will be spared two big rate hikes scheduled for early this year.
Go to article (1/11)
Citizens looks to expand coverage
By Tom Zucco
If offered more complete policies, homeowners could see 25 percent savings.
Go to article (1/10)
A day of confrontation, rare approval for insurers
By Tom Zucco
After months of wrangling, state regulators in Tallahassee on Tuesday approved a property insurance rate increase of 8.2 percent on average statewide for both Allstate Floridian and Allstate Floridian Indemnity insurance companies.
Go to article (12/20)
Here's your chance to vent
A meeting on Dec. 19 will give homeowners a chance to sound off about Citizens Property Insurance's ever-rising rates.
Go to article (12/14)
Citizens rate hike is put on hold
By Tom Zucco
A decision to delay a steep premium rise drops the matter into lawmakers' laps.
Go to article (12/8)
New site asks for suggestions
By Tom Zucco
Go ahead, tell the state insurer what you really think. That's the purpose of its new Web access.
Go to article (11/28)
Citizens chief resists rate hike
By Tom Zucco
If he has a rubber stamp, Bruce Douglas doesn't intend to use it. Not this time.
Go to article (11/23)
Citizens may seek record rate hike
By Tom Zucco
Most of Citizens Property Insurance Corp.'s 1.3-million policyholders could be hit by a proposed 55.8 percent average statewide rate increase starting March 1 because of a change in state law.
Go to article (11/17)
Citizens piles up risks, policies
By Tom Zucco
The state-run insurer projects more rate hikes and increased need for assessments.
Go to article (11/7)
Citizens' rate cut has catch
By James Thorner
Homeowners could lower costs, but they would have to drop sinkhole coverage.
Go to article (10/27)
Citizens plan could cut rates
By David Decamp
The state's Citizens Property Insurance proposes letting customers drop sinkhole coverage from their policies.
Go to article (9/30)
A fight over sinking homes
By Leonora Lapeter
Some homeowners in St. Petersburg say sinkholes are dooming their houses. Insurers are not so sure.
Go to article (9/25)
Citizens Insurance to discuss sinkholes
By Tom Zucco
The Citizens Property Insurance board will consider a proposal today that could offer some rate relief to owners of homes in Florida counties affected by sinkholes, Citizens president Bob Ricker said Wednesday.
Go to article (6/22)
State insurer has a fight on its hands
By Tom Zucco
Homeowners across the state are banding together to protest Citizens and the high cost of property insurance.
Go to article (5/24)
Citizens poised to be top insurer
By Tom Zucco
The state-run insurer of last resort is projected to become the state's biggest as private companies continue to drop policies.
Go to article (5/20)
Infusion will prop up Citizens
By Jennifer Liberto
The state House and Senate move on different bills with the same intention: cash for the insurer of last resort.
Go to article (4/18)
An extra $1-billion may bail Citizens
By Jennifer Liberto
Economists find even more extra money in the state's budget than they thought was there, and homeowner's insurance bills may benefit.
Go to article (4/13)
MITIGATION
Shutters may no longer be optional
By TOM ZUCCO and JENNIFER LIBERTO
A bill would require homeowners to buy storm protection in order to get any type of building permit.
Go to article (4/10)
State committee needs input from owners
By Len Bonifield
The cost of homeowners insurance has become prohibitive.
Go to article (9/30)
Panel moves beyond theory
By Tom Zucco
Concrete proposals are offered as the state looks to revise an insurance industry in deep crisis.
Go to article (9/8)
Expo urges storm preparation
By Melanie Ave
As Tropical Storm Ernesto chugged through the Caribbean Saturday threatening to become a hurricane, dozens of concerned Floridians came to hear how they can be better prepared for a storm.
Go to article (8/27)
For storm upgrade, only small savings
By Tom Zucco
The state's new hurricane mitigation program promises lower insurance rates to those who make their homes storm-proof. But nobody told insurers how much the savings had to be.
Go to article (8/16)
Insurance idea helps owners who fortify
By Tom Zucco
A state reform committee focuses on a program that will give most Florida homeowners matching funds to strengthen their homes against storms.
Go to article (8/9)
Guidance before a natural disaster
By Emily Nipps
A little-known Tampa institute that works to minimize loss of life and property is now a top resource for emergency preparedness.
Go to article (7/10)
Brace yourself for hurricanes
By Joni James
The season starts June 1, but a new program to help homeowners prepare won't be ready for 45 to 60 days.
Go to article (5/17)
COMMENTARY
Property coverage costs too much and is too hard to get. What to do?
By TOM ZUCCO
For a better Florida: Issues facing the 2007 Legislature.
Go to article (2/18)
The insurance fix
Times Editorial
In just seven days, Gov. Charlie Crist and the Florida Legislature crafted a more pragmatic approach to easing the property insurance crisis than the last governor and Legislature produced all of last year.
Go to article (1/23)
'Real people' in Capitol refreshing
By Steve Bousquet
Day after day, real people kept coming, waving handmade signs and wearing "insurance reform now" buttons.
Go to article (1/20)
The results: a freeze, a scam and a big tradeoff
By Howard Troxler
A few things are swimming into better focus from this week's special session.
Go to article (1/19)
They're all fired up to do ... something
By Howard Troxler
This is weird. For once, there are more citizens than lobbyists around the Capitol in this week's special session of our Legislature.
Go to article (1/16)
How not to fix insurance
Times Editorial
What a difference a year - and an election - makes in Tallahassee. The 2006 effort by Gov. Jeb Bush and the Legislature to address the property insurance crisis was a market-driven approach heavily influenced by the industry. It did not stabilize rates or slow policy cancellations or lure large private insurers back into the Florida market in a year with no significant hurricanes.
Go to article (1/14)
Citizens bill only justifies insurers' high rate requests
By Sen. Mike Fasano
Citizens Property Insurance Corp. is not required to buy the reinsurance, and has no plans to do so. It is simply required to pass along the fictitious costs to Floridians as if they were purchasing reinsurance.
Go to article (12/10)
On insurance, go for bold
Times Editorial
Gov.-elect Charlie Crist and legislative leaders made the right call on Wednesday to schedule a special session in mid January to tackle the property insurance crisis.
Go to article (11/30)
Close insurer loophole
Times Editorial
Smaller insurers can charge rates far higher than Citizens', and home owners have no recourse. That must change.
Go to article (9/30)
Insurance crisis imperils a dream
By Mary Partington
I'm not going back. I want to keep my Florida home and my dream of a retirement spent in the sunshine.
Go to article (9/27)
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