Who bears the burden?
Reading the map: Neighborhoods in red are
How we did it: The Times obtained property tax records for all homesteaded properties in the Tampa Bay area and divided the taxable value of each by its market value.
The market value is how much the property appraiser says a house is worth on the open market, based on sales of similar houses over the last few years.
The taxable value, which helps determine how much a homeowner pays in taxes, is the market value, minus savings -- from Save Our Homes, the homestead exemption and other minor exemptions.
Next, using maps of neighborhood associations,
Times averaged the tax burden for those areas. An area was then colored red, for example, if the average homeowner is paying taxes on a high percentage of his home's market value.
Then, to determine neighborhood tax disparity, the Times calculated how far from the average you have to go to include the tax burden of two-thirds of homeowners in a neighborhood.
In green areas, for instance, homeowners are all tightly grouped around the average bill and disparities are small.
CALCULATOR: Figure your tax burden
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