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Money Panel

Oscar Manly,  59, semi-retired, St. Petersburg

By Fred W. Wright Jr., Times Correspondent
Published April 29, 2007

How did you get started in investing?

Back in early 1993, I read a newspaper article. I started investing, getting into mutual funds and a 401(k) at work.

What is your best investment?

Johnson Control. They make car parts. It's done well. It's split twice.

What have you learned about investing that you think all investors should know?

Start young. I waited until I was 43 - and start with what you can afford. Do a lot of research and get in with good solid companies.

How would you describe your approach to investing?

Conservative on one side, risky on the other. I've taken some crapshoots. Came out good on a couple. Mostly now, I do research on good solid mutual funds.

What do you find the most difficult about investing?

Having enough money to invest, for one. Trying to pick the right time to invest and the right time to sell.

How are you invested?

About 8 percent individual stocks, the rest are mutual funds.

What is your biggest money concern?

Having enough to last, I guess.

What is your goal for your investments?

Keep myself going comfortably.

Where do you get your investment tips?

I go online quite a bit. I don't do a whole lot of reading. That information is generally after the fact. I use MSN Money to do a little research. I use Morningstar.com as a guideline for funds.

[Last modified April 27, 2007, 18:46:28]