tampabay.com

Today's Letters: Sinkhole coverage opt-in too costly

By LETTERS TO THE EDITOR
Published May 30, 2007


We are very disappointed that our elected officials pushed for an "opt-in" for sinkhole coverage vs. an "opt-out." Once again, our right to choose has been taken away and now everyone will have to follow the Legislature's choice.

If you want sinkhole coverage, or you are required to carry sinkhole coverage by your bank, you will have to buy it at a very high cost, according to the Office of Insurance Regulation's press release. No, the Wachovias and Fannie Maes of the industry, which have billions in mortgages, won't care. But, if you are with a smaller or local bank, you lose. And, yes, as one of our elected officials told me, you can move your mortgage to one of those banks. I wonder if he will be paying the closing fees, points, penalties and possible larger interest rates for you.

Except for Hernando and Pasco counties, the rest of the state still gets to choose if this is a savings they need or want. But we no longer have the choice. What next? If having affordable coverage means no coverage for anything that actually can happen, then what are we paying insurance for?

Yes, you can now lower your bill by dropping your wind, sinkhole and contents insurance, and increasing your deductible, but what do you have left to be covered for? We believe that laws could have been changed to get your premiums lowered without losing coverage, or allowing you to choose to have coverage or not.

We will continue to fight for lower, fairer, and reasonable coverage but not at the expense of others and not by taking away coverage you have always had.

We were dubbed "sinkhole alley" long before there were fraudulent sinkhole claims. I have never filed a sinkhole claim; I simply care about what will happen to people who take on more risk.

Ginny Stevans, president Having Affordable Coverage

Re: Buy now to get deals on season tickets May 26 column.

Verdi has another comic opera

I was delighted to read Barbara Fredricksen's column on upcoming theater events. I am looking forward to purchasing tickets to the Black Box Theatre's forthcoming performances of several operas, including Giuseppe Verdi's Falstaff.

Ms. Fredricksen, however, was incorrect in stating that Falstaff was Verdi's only comic opera. The very early opera by Verdi: Un Giorno di Regno, was his first operatic comedy. It is also known by the English title, King For a Day.

I was privileged to have sung in this opera (in English) in New York City at Carnegie Hall with the Amato Opera Company in the 1960s.

Henry DeVito

Spring Hill