New rules for insurance card

After Oct. 1, you still need to show insurance to register a car, but not for all traffic stops.

By JENNIFER LIBERTO, Times Staff Writer
Published August 25, 2007

TALLAHASSEE - State highway officials have figured out how they're going to enforce auto insurance requirements if the no-fault laws disappear Oct. 1.

The Department of Highway Safety and Motor Vehicles decided earlier this week that drivers would still have to carry property damage liability insurance, even if they don't carry personal injury protection policies which cover injuries in accidents no matter who is at fault.

However, the agency took more time to figure out how to enforce the law.

"I asked (agency attorney Michael Alderman) to go back and look at the all the other issues that deal with enforcement, turn over every stone, every statute, to make sure the agency is interpreting this law correctly," said Electra Theodorides-Bustle, the agency's executive director.

Drivers will have to submit proof of property damage liability insurance when they register their car tag, Theodorides-Bustle said. However, auto insurers will no longer be required to provide lists to the highway agency of those who have dropped their insurance.

Also, drivers will be required to show proof of insurance if they get in a car crash or face a second-degree misdemeanor, punishable by up to $500 and 60 days in jail.

But drivers who get pulled over for speeding or other moving violations, will not be required to show proof of insurance, according to the legal opinion released Friday.