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Ask the Times

By Times Wires
Published October 7, 2007


What is the formula to calculate how many years it will take to pay off credit card debt if you only make the minimum payment?

- Mary Kinkade, Pinellas Park

We found an exact formula from Ask Dr. Math, a question and answer service for math students and their teachers. Visit if you'd like to use a little algebra. For those less mathematically inclined, try a credit card calculator at sites such as or

To submit a question, e-mail visit or call 727 893-8179, toll-free 1-800-333-7507, ex. 8179.

[Last modified October 7, 2007, 00:32:21]

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