Home Buyer U

By Kelly A. Stefani, Times Staff Writer
Published October 27, 2007

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"How Much Home Can You Afford?" Sponsors: Bank of America and Future Home Realty. 10 a.m.-noon today, Countryside Library, 2741 State Road 580, Clearwater. Free. Call (727) 447-3138.

"Homeowner Creation Day." Sponsor: Clearwater Neighborhood Housing Services. 9 a.m.-4 p.m. Nov. 3, North Greenwood Recreation Complex, 900 N Martin Luther King Jr. Ave., Clearwater. Free. Instructors, lenders, counselors, others walk future homeowners through the buying process. Preregistration required; call Gerry Mingione at (727) 442-4155. Includes breakfast, lunch; graduates obtain certificate needed for participation in down payment assistance programs.

The following are all free seminars sponsored by the Community Service Foundation. Call (727) 461-0618, ext. 3, or visit www.csfhome.org.

"Homebuyer Education in Spanish." 9 a.m.-3 p.m. Nov. 3, Pinellas County Cooperative Extension, 12175 125th St., Largo. Includes pizza lunch.

"First Time Homebuyers." 6-9 p.m. Nov. 6 and 13, Sunshine Center, 330 Fifth St. N, St. Petersburg.

"Household Budgeting":

-- 6-9 p.m. Nov. 27 and Dec. 4, Sunshine Center, 330 Fifth St. N, St. Petersburg.

-- 6-9 p.m. Nov. 29 and Dec. 6, Largo Community Center, 65 Fourth St. NW.

The following are all free "First Time Homebuyer" seminars sponsored by the Consumer Credit Counseling Service of Central Florida and the Florida Gulf Coast. Call toll-free 1-800-741-7040, ext. 4.

-- 9 a.m.-4 p.m. Nov. 17, VFW Post 10209, 15166 Spring Hill Drive, Spring Hill.

-- 8:30 a.m.-5:30 p.m. Nov. 3 and 10, 208 S Hoover Blvd., Suite 200, Tampa. (This class is offered in English and Spanish.)

-- 6-9 p.m. Thursday and Nov. 8, American Legion Hall, 37745 Church Ave., Dade City.

-- 5:30-8:30 p.m. Nov. 5 and 12, Largo Public Library, 120 Central Park Drive.

Send items to Homes, Kelly A. Stefani, St. Petersburg Times, P.O. Box 1121, St. Petersburg, FL 33731. Deadline is two weeks before publication.