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© St. Petersburg Times, published November 24, 2001
The Community Service Foundation offers three-part family budgeting classes for people who want to buy a house but are having trouble coming up with a down payment. Classes show how to develop a budget and how to save, and provide a basic understanding of credit reports. Sequential classes are planned from 7 to 9 p.m. Tues. and Dec. 4 at the Sunshine Center, 330 Fifth St. N, St. Petersburg, and 7 to 9 p.m. Dec. 5 and Dec. 19 at Foundation Village Family Neighborhood Center, 918 Woodlawn St., Clearwater. Call (727) 461-0618 for reservations.
Free Home Buyer Seminar for the first-time home purchaser is presented by the Clearwater Neighborhood Housing Services Inc. from 8:30 a.m. to 4:30 p.m. (lunch provided) Dec. 15 at St. John Missionary Baptist Church, 1500 N. Pennsylvania Ave., Clearwater. Those who complete the seminar will receive a certificate that could provide access to special mortgage loan products and subsidies. A one-hour orientation overview of the home-buying process is also offered to prospective homeowners on selected Thursday evenings. Call (727) 442-4155 to register or for more information.
Thinking about buying a house but need to learn the basics? The Community Service Foundation offers free "Getting a Mortgage" classes designed to help first-time home buyers go through the process and qualify for down-payment and closing-costs assistance. Sequential two-part classes offered from 6 to 9 p.m. Dec. 6 and Dec. 20 at Clearwater East Branch Library, 2251 Drew St., Clearwater and from 6 to 9 p.m. Jan 8 and Jan. 15 at the Sunshine Center, 330 Fifth St. N, St. Petersburg. For registration or information, call (727) 461-0618 during business hours.
First Worldwide Mortgage Corp. offers free seminars on how to avoid common home-buying pitfalls from 10 a.m. to noon Saturdays at 6450 Seminole Blvd., Seminole. Call (727) 398-7781 for information.
General Home Development offers free seminars on how to buy an affordable new home with a low down payment if you have less than perfect credit, from 11 a.m. to noon Saturdays at 4600 Fifth Ave. S., St. Petersburg. For information, call (727) 321-8719. The Pinellas Housing Agency can tell first-time home buyers in the Clearwater, Largo and Dunedin areas whether they qualify for down-payment assistance programs. Call (727) 467-9494.
-- Send items to Homes, Peggy Anders, St. Petersburg Times, P.O. Box 1121, St. Petersburg, FL 33731. The deadline is two weeks before publication.