Ten tips

Compiled by LAURA T. COFFEY

© St. Petersburg Times, published December 3, 2000

Don't get robbed when buying an electronic security system

According to the National Burglar & Fire Alarm Association, burglars break into unprotected homes up to three times more often than homes with security systems. If you've been thinking about installing such a system, consider these tips:

1. Shop and compare. Contact at least three companies and compare estimates. The National Burglar & Fire Alarm Association (http://www.alarm.org, (301) 585-1855) offers advice on how to choose an alarm system and can provide you with a list of local contractors who install them.

2. Check ID. Choose a licensed installer who screens employees before hiring them. Ask for references and check the company's complaint history with the Florida Department of Agriculture and Consumer Services at (800) HELP-FLA (800-435-7352) and the Better Business Bureau at (800) 955-5100.

3. Find a good fit. Consider your security needs, your family's schedule and your budget when choosing a home security system. Check with your police department's crime prevention unit for recommendations about security measures.

4. Decide between wireless and wired. You can buy a wireless system that uses battery-powered radio transmitters at most hardware and home-improvement stores and install it yourself. Meanwhile, wired systems typically must be installed by a professional. Wired systems are more expensive, but they provide tighter security and the option of connecting to a network that will alert the police if an intruder is detected.

5. Ask for a demo. Get an itemized written estimate for the installation of the system you want and have the installer provide a demonstration of the system.

6. Examine the total. When calculating the cost of the system, factor in the installation charge as well as any monthly monitoring charges and scheduled maintenance fees.

7. Consider leasing. If you don't expect to stay put for more than a couple of years, it may be less expensive to lease a security system than buy one.

8. Look for deals. Some companies will install your system for little or no cost in exchange for a long-term contract for monitoring services.

9. Reduce your insurance bill. Some home security systems may qualify you for a discount of up to 30 percent on your homeowner's insurance. Check with your agent to find out if you're eligible.

10. Bolt the doors. A security alarm system isn't the only thing that will keep burglars at bay. Invest in good deadbolt locks and strong doors, and make sure your windows and doors have locks.

Sources: Better Business Bureau (http://www.bbb.org) and Consumer Reports (http://www.consumerreports.org)

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