March 6, 1999
Luxury moves
And, in many cases, moves fast. Real estate pros say the demand of multimillion-dollar estates exceeds the supply in some bay area neighborhoods.

Many people think home ownership is beyond their means, that they are doomed to a lifetime of renting. But there are programs available to help people with low and moderate incomes obtain low-interest loans. There are even programs that help potential home buyers overcome the biggest obstacle: finding money for a down payment.